Goals, risk and returns
Turn a wish into a number, pick a mix you can live with, and read returns honestly.
5 chapters~31 minBeginner15 check questions
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01
Turning a wish into a goal: amount, year, monthly or daily SIP6 min · Give every wish a rupee amount, a date and a SIP you can start today. Inflation and the return assumption matter.
Start · +20 XP
Start · +20 XP
02
Your risk profile, and why the questions matter6 min · Risk means swings, not just loss. Capacity and tolerance are different, and each question maps to a real decision.
Start · +20 XP
Start · +20 XP
03
Asset allocation in plain words: equity, debt, gold7 min · Three buckets, three behaviours. The split between them matters more than which scheme you pick.
Start · +20 XP
Start · +20 XP
04
Reading returns: absolute, CAGR, XIRR, and why SIP returns look different6 min · Absolute return hides time. CAGR is for lump sums. XIRR is for SIPs, and it can look very different from both.
Start · +20 XP
Start · +20 XP
05
Rebalancing and a portfolio health score6 min · Nudge the mix back to target once a year, preferably with new money, and score your portfolio on habits, not returns.
Start · +20 XP
Start · +20 XP